He began his career at Braintree, going to
Ian Smith's Football School, Smith was a coach at Ipswich Town FC and
Loach was invited in for an eight week goalkeeping trial.
He impressed and was offered a two year contract at the age of
years. Loach remained with Ipswich until
the age of twelve, afterwhich, family work commitments took them back to Nottingham.
It was arranged that
he would train with Nottingham Forest FC
for the remainder of his Ipswich contract, Loach trained for a only few weeks
with Forest because Chesterfield FC signed him on a two year
But after a year at Chesterfield, they went into
administration and the youth team suffered by folding. Loach then went on to play for ex-Forest player Colin Barrett's
under-16 side at Southwell United FC, at the age of only fourteen. Keith Wart, Lincoln City FC's scout spotted
Loach and invited him in for a trial.
He signed a two year deal at Lincoln City FC, but was never
offered a professional contract. In his time at Lincoln, he spent time
away on loan to earn experience, with Bourne Town FC, Radcliffe Borough
FC, Boston Town FC, Spalding United FC, Stamford FC, Lincoln United FC,
Boston Town FC again, Gedling Miners Welfare FC and Grantham Town FC in
March 2006. Loach then joined Watford FC in April 2006
for £50,000, turning professional on 30 May 2006. Loach then went out on
loan to a variety of clubs to earn league experience, Stafford Rangers FC
for eleven league appearances,
Morecambe FC and Bradford City FC. He returned to Watford FC before returning to Ipswich Town FC on 19 July 2012,
and joined Rotherham United FC on 5 June 2014. He was sent out on loan to
Bury FC on 10 November 2014,
and to Yeovil Town FC on 2 March 2015. On 15 July 2015, Loach joined Notts County FC on a free
transfer and then joined York City FC on loan from 23 March 2017 until the end of the season. On 9 June
2017, he was signed
by Hartlepool United FC and made 92 National League appearances.
Signed for Barnet FC on 1 July 2019 and made another
National League appearances up until he joined Chesterfield FC on
3 June 2021. Joined Derby County FC on a free transfer on 13 July 2022.